When you borrow money for your business from Caspian Trading,you save time and money with our streamlined application process and specially-designed business loans. And your credit balances work toward offsetting the maintenance fees for your Business Partners Checking account.
Small Business Mortgage NEW!
If you're looking to expand your business, improve your cash flow, or refinance existing debt, Caspian Trading offers an innovative solution to provide the financing you need.
Small Business Equity Line of Credit
Whether you're looking for funding for a startup business or working capital to help grow one already established, we are pleased to offer a tool to help you - the Small Business Equity Line of Credit. This line of credit lets you access the affordable funding your business needs using your primary residence as collateral.
Line of Credit
Whether you need to buy inventory, finance working capital, or make other purchases for your business, we can help you meet your needs. Our Line of Credit lets you borrow up to $500,000 and is revolving so you can borrow according to your need. You also get the flexibility of choosing a payment option: interest-only or principal and interest. Pre-Apply online for a Line of Credit.
Term Loan
Borrow up to $500,000 in one lump sum for larger business purchases. Caspian Trading offers terms up to 84 months with low variable or fixed rate options depending on your business needs. Pre-Apply online for a Term Loan.
Overdraft Protection
There’s no need to worry about overdrawing your checking account. With an overdraft line of credit up to $10,000 can be automatically transferred to your eligible Business Partners Checking account to cover overdrafts.
Asset Finance
Caspian Trading Asset Finance provides loans and leases to finance the equipment and other assets our customers need to succeed. We serve both publicly-held and privately-held companies in our region.
We can provide your business with both straightforward asset financing products and sophisticated solutions. Our seasoned account executives focus their asset expertise on a wide variety of industries, and we also offer industry-specific experts in business aviation, federal government, public finance, structured products, indirect sales and cross-border transactions.
At Caspian Trading, we take a consultative approach to your business. Simply put, we believe in relationships first and satisfaction always. We can help with transactions ranging from $250,000 to $250 Million and over, and your business can benefit from our extensive asset management skills, financial structuring ability and enthusiastic approach.
Whatever your Asset Finance needs, Caspian Trading asset finance offer a variety of compelling products, including:
- Tax leases
- Non-tax leases
- Loans
- Sale and leasebacks
- Turnkey financing for land, building, and equipment
- Refinancing for used equipment
Citizens Asset Finance provides financing for terms of 2- to 10-years for equipment financing, recapitalizations, working capital and liquidity, business value loans, and balance sheet management.
Small Business Administration (SBA) Credit options are also Solutions
We provide innovative asset based lending solutions to finance working capital, acquisitions, buyouts, growth, restructurings and turnarounds.
In situations where leverage could prohibit other forms of financing, we offer options through a secured credit facility that include revolving lines of credit, term loans, and capital expenditure facilities. We have a long tradition of service in this specialized field, and with our strong capital base we are uniquely able to help you leverage your assets to achieve your goals.
Our business development officers are dedicated to finding lending solutions suited to your company. We'll work with you to structure a customized plan to meet your financial requirements. With years of lending experience in a broad range of industries, our specialists are knowledgeable, responsive and committed to acting quickly to provide the financing you need.
